IFFCO Tokio Bike Insurance Review : Highlights, Features, Discounts
In today’s post, you will get complete information about IFFCO Tokio Bike Insurance. If you are looking for an affordable and affordable bike insurance for yourself,
then you must know about it. So let’s know about IFFCO Tokio Bike Insurance-
IFFCO Tokio Bike Insurance Highlights
We have given below some special features of IFFCO Tokio Bike Insurance Company, if you are looking to take insurance for your bike from this company. Then you must know these features-
| Highlights | |
| Network | 4,300+ |
| Claim Settlement | 95.30% in 2020 |
| Help Assistance | Available 24×7 |
| Claim Process | Digitally Enabled |
| Accreditation | AA/Stable Rating by CRISIL |
| Presence in | 20,000+ |
About IFFCO Tokio Bike Insurance
Friends, if we talk about IFFCO Tokio Bike Insurance, then it is an Indian Farmers Fertilizer Cooperative Company. If we talk about this company, then it has become the leading general insurance company here, in India.
In today’s time, seeing the affordable and good plans of this company, people are preferring to get their car insured from other company instead of getting it done by this company.
The claim settlement ratio of this company is 95%, which is considered quite good. This is the reason, that people do not face any kind of problem even in claiming the insurance of this company. And people’s trust in this company is increasing.
Key Features of IFFCO Tokio Bike Insurance
Before taking any insurance of this company, you must know about some of its features. We have given some of the features of this company below, which will make it easier for you to understand about this company.
Variety of Plans
This company offers us various types of plans for bike insurance. Some of which are very affordable, and some are expensive. According to you, you can choose a perfect plan for yourself.
Online facility
You can take any insurance of this company online. And if you want to make any type of insurance claim of this company, then you can easily process it online. Which is also quite easy.
Customer support service
The customer support service of this company is considered very good all over India. If you have any query or query from the customer care of this company, then you can contact them 24×7 any time. And you can get the solution of your problem.
Claim settlement
Before taking any insurance, it is very important to know its claim settlement ratio. So that you do not face any kind of problem while making an insurance claim.
If we talk about the claim settlement of this company, then you are 95%. Which is considered very good. You will not face any kind of problem while making any kind of claim from this company.
Coverage Under IFFCO Tokio Bike Insurance Policy
1. If there is any damage to your vehicle in any kind of natural or man made climate, then you will be given the claim by this company.
2. If your vehicle is damaged during Earthquake, Flood, Cyclone or Rockslide, then you will be given a claim for the same by this company.
3. You can also take your personal accident cover from this company. In which you are provided with personal accident cover up to 15 lakhs.
4. Even if your car is stolen, the company will provide you an insurance claim for your vehicle.
Exclusion IFFCO Tokio Two Wheeler Insurance Policy
1- If you drive outside the geographical area, and you have an accident. Then there will be no responsibility of this company at that time, and no claim of any kind will be given to you.
2- If you drive without a driving license, and you have to face an accident. Even then this company will not give you any kind of claim.
3- This company will not take any responsibility for the use of the vehicle for any kind of racing or organization.
4- If any kind of mechanical or electrical breakdown occurs in your vehicle, even then you will not be given any claim by this company.
5- If the tires or tubes in your vehicle are damaged, then this company will not be responsible at that time.
No Claim Discount in IFFCO Tokio Company
By this company we are given a discount of no claim bonus. Which I have discussed in detail below, as you must know-
| No Claim Bonus (NCB) | |
| 1 claim-free year | 20% |
| 2 claim-free year | 25% |
| 3 claim-free year | 35% |
| 4 claim-free year | 45% |
| 5 claim-free year | 50% |
Conclusion
Friends, it is also very important to have a valid insurance while driving in today’s time. Insurance will not only protect you from challans, but it will also give you a claim for damage to your vehicle.
Therefore, keep a valid insurance with you while driving. In today’s post we discussed about IFFCO Tokio Bike Insurance.
Hope you liked our post today, and also helped you in choosing the best bike insurance for yourself.